by Xinhua writer Li Ming
NEW YORK Malik Hooker
Hoodie , Sept. 15 (Xinhua) -- China has outperformed other
countries in financial technology (fintech) services adoption and what is
happening in China indicates the global trend of the emerging industry, U.S.
"The work in China has been dramatically ahead of anywhere else in the
world," said Jim Bruene, founder of Finovate conferences, which showcase
cutting-edge banking and financial technology.
With more intelligent, in-context financial services Braden Smith
Hoodie , especially commerce activities built around social media
applications, "China is likely five or six years ahead of the United States,"
Bruene told Xinhua on Thursday on the sidelines of Finovate's fall conference
which was held on Sept. 11-14.
The latest report by Ernst & Young showed that China's fintech adoption
rate came at 69 percent in an index that measures users' activity in various
areas, including money transfer, payments, investments Darius Leonard
Hoodie , borrowing and insurance, the highest among 20 major
In mobile payments alone, volume in China hit 5.5 trillion U.S. dollars last
year, 50 times the size of the 122-billion-U.S.-dollar market in the United
States, according to data from market research firms iResearch and Forrester
Bruene, a veteran of U.S. Bank's research and development
department Quenton Nelson
Hoodie , noted that what happens in Chinese market is a "leap
forward," meaning China did not go through some of the traditional banking
systems in the United States and went right towards electronics.
"We are still spending billions of tax payers' money in delivering paper
statements and checks ... while the story in China is really big and amazing,"
he said, referring to the fact that over 500 million people in China make
purchases of goods and financial services via Alipay and Wechat Pay, two major
third-party mobile payment tools in the country.
Wechat Pay, the e-payment platform built inside the 900-million-user Chinese
social media application Wechat T.Y. Hilton
Hoodie , is seen as the future of fintech services by many experts.
"Messaging is the next web browser, fintech and all other applications are
going to live in a mobile messaging application like Wechat, just like how they
lived in web browsers," said Greg Ratner, co-founder and chief technology
officer of Troops, a U.S. artificial intelligence startup.
"It is going to be the future and is already happening in China. And I think
it will come to the United States in the next five years Andrew Luck
Hoodie ," Ratner told Xinhua.
1st direct freight train service linking E China, Duisburg launched
London subway station blast being treated as terrorist incident
Exhibition held during National Mass Innovation Entrepreneurship Week
Yongtai Turtle Town brings you back to Ming Dynasty
Special snacks displayed during 14th China-ASEAN Expo
Scenery of paddy fields in Baicheng, NE China's Jilin
China Focus: World's oldest panda dies aged 37
Scenery of terraced fields at Wuyishan in SE China's Fujian
Not that long ago, most people (outside of Russia at least) had never heard
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Kettlebells are shaped like kettles as you may have guessed from the name.
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