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Chrissy Teigen Gives Birth to Baby No. 2 With John Legend 21/5/2018
   Chrissy Teigen has given birth to baby No. 2 with husband John Legend, she announced on Twitter Wednesday."Somebody's herrrrrrre!" she tweeted with a series of baby bottle emojis. Their newborn son joins the couple's 2-year-old daughter, Luna Simone Stephens. To get more entertainment news, you can visit shine news official website.
 The supermodel and cookbook author first announced her pregnancy last November with an adorable video of Luna pointing to her belly and yelling, "Baby!" But as John explained to E! News at a red carpet event in January, their toddler hadn't quite grasped what it means to become a big sister. "We know there's a baby in there and she can say 'baby' but I don't really know if she knows what it means for her mother to be carrying another child and for that child to be her little sibling," the singer-songwriter explained. "I don't know if she's ready for that yet.
"But if there's anyone who is ready to grow their family, it's Chrissy and John. Last year the A-list pair elected to undergo a frozen embryo transfer in hopes of becoming pregnant again. Teigen and Legend originally started with 20 embryos, three of which were deemed normal after being genetically tested and whose sexes were revealed as part of the testing. "The first little girl didn't work, and then the second is Luna," she shared with InStyle at the time, leaving them with one finale male embryo.  After giving birth to Luna in 2016, 32-year-old Chrissy suffered from postpartum depression.
 The Lip Sync Battle co-host expressed fear for its possible return at a speaking engagement a couple months ago, but said she is now better equipped with the tools to tackle it head-on.  From her perspective, "Do I worry about it with this little boy? I do. But I also know that when it does happen—if it does—I'm so ready for it. I have the perfect people around me for it. That's why I stand for a real core group of people around me." That "core group" includes some pretty familiar faces, who came together to throw Chrissy a surprise baby shower in April.
Kris Jenner opened up her home for the shindig, which was attended by Kim Kardashian, Kanye West, Brooklyn Decker, Andy Roddick, Jesse Tyler Ferguson and more.  Teigen gushed on Instagram, "I am crazy super anti baby showers for myself. Opening gifts in front of people makes me want to die. Receiving gifts makes me very uncomfortable because I feel blessed to the max already and I really hate writing thank you cards with my poor penmanship. But people I love trick me with dinner invites and they happen. Thank you to all friends on both coasts, for knowing me exactly."  
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Mortgage rates are surging to the highest level in 7 years17/5/2018
  A sharp sell-off in the bond market is sending mortgage rates to the highest level in seven years.To get more real estate news, you can visit shine news official website.
 The average contract rate on the 30-year fixed will likely end the day as high as 4.875 percent for the highest creditworthy borrowers and 5 percent for the average borrower, according to Mortgage News Daily. Mortgage rates, which loosely follow the yield on the 10-year Treasury, started the year right around 4 percent but began rising almost immediately.
They then leveled off in March and early April, only to begin rising yet again. Tuesday's move follows positive economic data in retail sales, suggesting that newly imposed tariffs would not hit sales as hard as expected.Rates have been widely expected to rise, as the Federal Reserve increases its lending rate and pulls back its investments in mortgage-backed bonds. But mortgage rates have reacted only in fits and starts."The bottom line is that the writing on the wall has been telling rates to go higher since at least last September," said Matthew Graham, chief operating officer of Mortgage News Daily. "Rates keep looking back to see if the writing has changed, and although there have been opportunities for hope (trade wars, stock selling-sprees, spotty data at times), it hasn't. Today is just the latest reiteration of that writing.
"  The surge in rates could not have come at a worse time for the spring housing market. Buyers are struggling to find affordable homes for sale, as the supply of listings drops to record lows in most major markets. Home prices are now rising at the fastest rate in four years, according to CoreLogic, and show no sign of easing up. "Homebuyer demand has remained positive and shaken off the higher rate environment so far this year," said Sam Khater, chief economist at Freddie Mac.
 "However, after years of very low mortgage rates, the symbolic risk of a 5 percent mortgage, on top of higher gas prices, may cause a slowdown in homebuyer demand, particularly in western states and exurbs that are affected more by gas prices than the typical consumer." Higher mortgage rates often chill prices, as sellers have to adjust to what buyers can afford, but with supply and demand so far out of whack, that is unlikely to happen in the near term. If rates move significantly higher, past 5 percent on the 30-year fixed, prices will have to adjust. 
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