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Your home should always be a safe place, but there are several hazards that
lurk in your home to make it dangerous. To lower your home insurance and protect
your family, you should be aware of what these dangers are and how to deal with
them. Falls While keeping traffic areas clear isn’t always practical, especially
if you have kids, you can take other measures to prevent falls. For one thing,
check staircases and steps to ensure they are solid. A leaning staircase or a
warped step can cause someone to fall when they least expect it. If you have an
older home with steps and no handrails, you should get one installed. You will
need to have it in place if you decide to sell your home, and you might as well
get it taken care of now for your own safety. Fires Fires can start in homes
from many culprits. While you may not be able to prevent every issue, you can
reduce the risk with working smoke detectors. Only use flameless candles and
clean out chimneys to help prevent fires. Have a professional check your wiring
if you’re worried about an electrical fire. Make sure your dryer vent is clear
so that lint doesn’t build up Gas
alarm and cause a fire. Carbon Monoxide Poisoning Carbon monoxide is an
odorless poison that comes from gas heat. Have your heating system inspected and
keep a carbon monoxide detector in working order. Inspect it at least twice a
year just like with a smoke detector. You’ll also want to make sure all gas
appliances are working with no leaks. Drowning If you have a pool on your
property, you want to make sure it is safe. Keep it behind locked gates, and
place a cover on it out of season. Have it inspected regularly during the summer
to make sure chemical levels are correct. Never leave children unattended around
the pool even if they know how to swim. Also, don’t leave water in the tub or
small children bathing without supervision. A person can drown in just a few
inches of water. Poisoning Kids are susceptible to poisoning because they like
to check out unused or off-limit areas. They may open cabinets and get into
cleaning products or other chemicals. Keep a child-safe lock on the doors and
don’t leave anything sitting out. Even beauty and health products like lotion
and makeup can lead to poisoning. Keep the number of the poison control center
where you can see it something should happen so you can respond in the right way
immediately. All of these hazards are present in every home in one form or another. Don’t wait until something happens to protect your home, your family and yourself. You can also talk to your home insurance company agent to find out about other hazards or tips they offer to make your home safer. Remember that preventing an accident is much better than dealing with one after it occurs. ASA Insurance provides excellent coverage for car and home insurance in the Salt Lake City area with the lowest rates to the English and Spanish communities. Affordable rates and superior service for all home, auto and business/commercial insurance needs. |
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