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In planning the perfect wedding, say 'I do' to budget

Posté par Non spécifié

You're planning for the perfect wedding, but will you put the same amount of attention into planning your wedding budget? Knowing how much money you have to work with will help you plan a wedding that satisfies both your dreams and finances. While budgeting can be a daunting task, consider how the average cost of weddings in the U.S. has risen over the years, reaching $33,000 in 2016. Here are some tips to help you get started - whether you're helping finance your child's nuptials or your own.

Set expectations

The bride, groom and parents on each side may each have different thoughts about the ideal wedding. If you're the bride or the groom, talk with your partner about what aspects of the wedding are most important to you. If you're a parent, talk openly with the couple to hear their expectations.

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Decide on a location

Do you have your heart set on a destination wedding? That's great, as long as you're prepared to incur the added expense of airfare and accommodations (and manage the logistical challenges of long-distance event planning). However, it's common for destination weddings to have a smaller guest list, which may help balance the budget.

Put the wedding in perspective

Couples beginning a life together will likely have other financial goals, such as paying off student loans, a new car purchase or a down payment on a home. Discuss the priority and ideal timeframe of each goal to know when your financial obligations are due (if you're a parent, determine if and how much you'll help). Then, consider how your wedding budget fits in to those other priorities. Consider working with a financial advisor who can provide an objective look at your financial picture.

Determine who's paying for what

It's important to have a frank conversation as early as possible to clarify who plans to contribute and how much. If you are receiving a check from another well-wisher be clear on what, if any, expectations are tied to the money given. It's common for others to want a say in the wedding decisions if they've contributed financially. Being clear up front may eliminate awkwardness tied to the gift down the road.

Manage cash flow

Cash flow can be tricky, even when your finances are in great shape. Ensure you understand how each vendor expects to be paid so you can plan your budget accordingly. Some expenses may need to be paid in full to book the services, while others may require a down payment or payment in installments leading up to the wedding.

Enlist a professional planner

If you don't enjoy rigorous planning, or can't afford the time it takes, consider hiring a wedding planning professional. While it is an added cost, the right planner will work within your budget to obtain the best vendors and help coordinate the big day.

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08:07 - 23/2/2017 - commentaires {0} - poster un commentaire


Posté par Non spécifié

A mong 21st century India’s many new professions, a glamorous one is that of the wedding planner, which formed the basis of one of my favourite Hindi films in recent times, Band Baja Baraat.

It’s a profession that may soon find itself moving from the shiny gota-kinaari lined corridors of Yashraj films to the underlit sweatshop gallis (or gullys if you’re more of a hipster indie type) of gritty realism.

That’s because it may well be driven underground by the proposed Marriages (Compulsory Registration and Prevention of Wasteful Expenditure) Bill, seeking to curb wedding expenses.

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You may ask what can be so terrible about spending less on weddings? The vulgarity of 400 dishes and a wedding become outlawed? Na rahega Humpty, na banega uske dukhaniya ka lehenga, you know?

I can hear one of the explainer type people on twitter going - well if that money is not spent on weddings, it will still get earned and spent on something else, no?

Relax darling, this is India, so there is a loophole. If you still want to spend more than 5 lakhs on a wedding then you’ll have to declare what the amount will be and contribute 10 per cent of it to a government fund established to support the weddings of poor girls.

As so often happens with any form of moral sniffery around anything that involves love, marriage and sex, that which claims to help women, either makes things worse for them, or at best prevents things from getting better.

The MP objects to expensive weddings on the basis of solemnity. Marriage is too serious to spend money on and party so hard. I don’t know if the implication is that marriage is an event of impending doom, which should induce gravity and grumps instead of naach gana and hangovers. Probably not.

But isn’t the great expense at weddings precisely because marriage is taken too seriously? The purpose for which boys and girls are cooked to perfection or destruction, in our society? It is so also often the one event where you may be important in a way that depends on pleasure, enjoyment, excess and not only fulfilling duty. For once women, especially, may feel like the most important person in the room. You may not be allowed to choose your profession, or even your partner, or well, only from a limited range, but you can choose the colour of your clothes and the sauce for the pasta.

If people’s other choices were to matter more, maybe a wedding wouldn’t be such a big deal. People might have many small parties in their lives instead of one big one if you know what I mean.

And as for the sanctimonious declaration that the contribution from big weddings will support a wedding fund for poor girls - maybe if it were instead to be contributed to an education fund or hostel fund for young working women instead, that would help to balance out life’s possibilities and make marriage less central as a means of survival, which it often is for poor young women.

Or if it were to be contributed to a fund for boys who are to get married, that would create a paradigm shift on who must pay for a wedding, instead of endorsing the idea that a girl is a burden that must be paid for with wedding expenses.

False moralities, which claim to punish excess, rather than build alternative structures that are more sustaining are simply an invitation to a wedding of power and control. The exorbitant emotional cost is borne by all of society.

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07:08 - 17/2/2017 - commentaires {0} - poster un commentaire

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